Thank you for your comment, brendandavis. What do others think of using a national database with ID numbers? Would this create additional costs for debt collectors?
Thanks for commenting, brendandavis. What do others think of limiting debt collector calls to one call per day? Does this properly draw the line between a diligent effort to collect an overdue account vs. abusive calling?
I think I do kind of like this idea. This designated database/website could also list Summary of Rights for state laws and Fed laws. Then this same website might also be able to be used as a way to report abusive behaviors (or link to the appropriate websites to do so), and other relevant information for consumers regarding consumer debt, credit, and credit reports, and other various useful information that is currently available but is spread across many agency websites. The website could be paid for and maintained by the debt collectors (sort of like how annualcreditreport.com is paid for and maintained by the credit reporting agencies). It could be a way to help bring legitimacy to the debt collection industry by having a way to identify them to separate the legit companies from the bad ones while allowing collectors to operate effectively.
Moderator
1
Thank you for your comment, brendandavis. What do others think of using a national database with ID numbers? Would this create additional costs for debt collectors?
View this comment in the discussion thread
Moderator
2
Thanks for commenting, brendandavis. What do others think of limiting debt collector calls to one call per day? Does this properly draw the line between a diligent effort to collect an overdue account vs. abusive calling?
View this comment in the discussion thread
stopwithspoofedcallerID
3
I think I do kind of like this idea. This designated database/website could also list Summary of Rights for state laws and Fed laws. Then this same website might also be able to be used as a way to report abusive behaviors (or link to the appropriate websites to do so), and other relevant information for consumers regarding consumer debt, credit, and credit reports, and other various useful information that is currently available but is spread across many agency websites. The website could be paid for and maintained by the debt collectors (sort of like how annualcreditreport.com is paid for and maintained by the credit reporting agencies). It could be a way to help bring legitimacy to the debt collection industry by having a way to identify them to separate the legit companies from the bad ones while allowing collectors to operate effectively.
View this comment in the discussion thread