Thanks for your comments, Vglass, and welcome to RegulationRoom. CFPB wants to know more about consumers' experiences with debt collection. Were you able to eventually solve this issue with the bureaus or do you still see inaccuracies in your credit report?
This proposed rulemaking is not about credit reporting. I understand that people have significant concerns about their credit reports. But that belongs in a reform of the Fair Credit Reporting Act, not the FDCPA. Inserting credit reporting rules into the FDCPA would make things difficult for debt collectors who don't report to credit reporting agencies at all.
Moderator
1
Thanks for your comments, Vglass, and welcome to RegulationRoom. CFPB wants to know more about consumers' experiences with debt collection. Were you able to eventually solve this issue with the bureaus or do you still see inaccuracies in your credit report?
View this comment in the discussion thread
RHN91362
2
This proposed rulemaking is not about credit reporting. I understand that people have significant concerns about their credit reports. But that belongs in a reform of the Fair Credit Reporting Act, not the FDCPA. Inserting credit reporting rules into the FDCPA would make things difficult for debt collectors who don't report to credit reporting agencies at all.
View this comment in the discussion thread