Hi sandiiz, welcome to RegulationRoom and thank you for sharing your experience. The FDCPA does not cover debt owners who collect on their own behalf (first party collectors). CFPB wants to know if these collectors should be treated the same as third-party collectors in any new regulations. Based on your story, it sounds like you would support increased federal regulation of first-party collectors like the one you dealt with.
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Hi sandiiz, welcome to RegulationRoom and thank you for sharing your experience. The FDCPA does not cover debt owners who collect on their own behalf (first party collectors). CFPB wants to know if these collectors should be treated the same as third-party collectors in any new regulations. Based on your story, it sounds like you would support increased federal regulation of first-party collectors like the one you dealt with.
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