I was a reference for an ex-boyfriend on a student loan application. One of the FDCPA rules is that the reference can only be contacted once by a creditor. Well, each time the account is sold to a new collection agency, they call me again, even though I tell them I have no idea where he is. I think creditors skirt the FDCPA regulations in a manner that harasses consumers. For any given account, the reference should only be able to be called a set amount of times--such as the first three collection agencies to purchase the debt from the original creditor. Here it is, almost 9 years later, and I am still getting calls for a person who is now a stranger to me. Since it is a student loan, it could go on forever. There is no statute of limitations for government guraranteed debt that I am aware of...
mbolin
1
I was a reference for an ex-boyfriend on a student loan application. One of the FDCPA rules is that the reference can only be contacted once by a creditor. Well, each time the account is sold to a new collection agency, they call me again, even though I tell them I have no idea where he is. I think creditors skirt the FDCPA regulations in a manner that harasses consumers. For any given account, the reference should only be able to be called a set amount of times--such as the first three collection agencies to purchase the debt from the original creditor. Here it is, almost 9 years later, and I am still getting calls for a person who is now a stranger to me. Since it is a student loan, it could go on forever. There is no statute of limitations for government guraranteed debt that I am aware of...
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