Thank you for your comments crecente and for sharing your story, it sounds like a terrible situation. At this stage, CFPB is looking for info on problems consumers and responsible debt collectors are having. CFPB doesn’t have legal authority over absolutely every aspect of debt collection and rules about collection litigation are a complicated mix of state law and federal law. But as CFPB moves to the next stage (coming up with specific proposals for new rules), it will be carefully considering what you and other commenters say here.
Thank you for your comment crecente. Zombie debts can also be debts that are time barred – where the owner of a debt has waited too long to bring a lawsuit to collect it. To learn more and comment on this issue, see old debts.
Moderator
1
Thank you for your comments crecente and for sharing your story, it sounds like a terrible situation. At this stage, CFPB is looking for info on problems consumers and responsible debt collectors are having. CFPB doesn’t have legal authority over absolutely every aspect of debt collection and rules about collection litigation are a complicated mix of state law and federal law. But as CFPB moves to the next stage (coming up with specific proposals for new rules), it will be carefully considering what you and other commenters say here.
View this comment in the discussion thread
Moderator
2
Thank you for your comment crecente. Zombie debts can also be debts that are time barred – where the owner of a debt has waited too long to bring a lawsuit to collect it. To learn more and comment on this issue, see old debts.
View this comment in the discussion thread