When alleged debtors are served with state court summonses, they are not always comprehensible to laypersons. I suggest that the CFPB encourage or mandate the use of a standard-form, plain English letter advising defendants in collection lawsuits of the following:
- Any requirements to file papers to avoid default judgment
- The date of any scheduled hearing and procedures for changing the date
- Local and online sources of information for pro se defendants, and possibly local non-profit advice organizations.
- That the debtor may wish to consider bankruptcy if they cannot pay their debts.
josephusmyer
1When alleged debtors are served with state court summonses, they are not always comprehensible to laypersons. I suggest that the CFPB encourage or mandate the use of a standard-form, plain English letter advising defendants in collection lawsuits of the following: - Any requirements to file papers to avoid default judgment - The date of any scheduled hearing and procedures for changing the date - Local and online sources of information for pro se defendants, and possibly local non-profit advice organizations. - That the debtor may wish to consider bankruptcy if they cannot pay their debts.
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