Replies to sw_in_the_midwest's Comments

Consumer Debt Collection Practices (ANPRM) | Closed Rule

Moderator
1

Thank you for your comment and welcome to RegulationRoom. There are a couple points in your comment I’d like to pick up on. First, if you are receiving a lot of information about your neighbors’ debts, you may want to join the conversation here. Second, CFPB is interested in how often autodial calls are dropped and how bothered customers are, and it sounds as though you have had to deal with a high number of automated calls which are dropped very often. Have any other commenters experienced the same high rate of dropped calls?

mslade
2

The Telephone Consumer Protection Act of 1991 (TCPA) was passed by the United States Congress in 1991 and signed into law by President George H. W. Bush as Public Law 102-243. It amended the Communications Act of 1934. The TCPA is codified as 47 U.S.C. 227. The TCPA restricts telephone solicitations (i.e., telemarketing) and the use of automated telephone equipment. The TCPA limits the use of automatic dialing systems, artificial or prerecorded voice messages, SMS text messages, and fax machines. It also specifies several technical requirements for fax machines, autodialers, and voice messaging systems—principally with provisions requiring identification and contact information of the entity using the device to be contained in the message.

Lori
3

It doesn't just "occasionally" happen. It happens all the time. Those of us with common names are sitting ducks for these scumbags. I am constantly harassed by collectors looking for someone else. Call blocking programs do not work out of area, so call-blocking is no protection whatever.